Cybercrime & Online Fraud

Reporting financial scams, identity theft, and online harassment.

Your Fundamental Legal Rights

• Right to Report Cybercrime

You have the right to register a cybercrime complaint online on the National Cyber Crime Reporting Portal without having to visit a police station initially.

• Protection against Financial Loss

If you report an unauthorized banking transaction (like OTP fraud) to your bank within 3 days, your liability is zero under RBI guidelines.

✅ What to Do (Immediate Actions)

Call the National Cyber Crime Helpline (1930) immediately if financial fraud has occurred.
Take screenshots of fraudulent messages, fake profiles, or transaction IDs.
Inform your bank and block your compromised cards/accounts.

⛔ What NOT to Do

Do not delete any evidence (chats, emails, SMS) related to the crime.
Do not click on suspicious links or download apps suggested by unknown callers.

Whom to Report & The Process

Authority: National Cyber Crime Reporting Portal

Process: Register a formal complaint online detailing the timeline of the scam and uploading evidence. The portal routes it to the concerned state police.

Contact / Portal: cybercrime.gov.in / Dial 1930

Authority: Your Bank

Process: Report the unauthorized transaction formally via email or branch visit to claim zero liability under RBI guidelines.

Key Legal Acts & References

Information Technology Act, 2000 (Section 66)